Banks That Don’t Use Chexsystems – YES They Exist! Advice From a Chexsystems Victim
February 19th, 2009 Filed under: Uncategorized — Finance AuthorMisinformation and lies…
This is something that exists in every part of every day life and is all around us on a daily basis, and when you’re stuck in Chexsystems it seems that misinformation and lies all over the place. I wondered for over a year whether there were such things as banks that don’t use Chexsystems all the while settling for second chance checking or no account at all because of the information that I was being fed.
95% of people, websites and even banks are totally misinformed! Just about every Chexsystems victim as one point or another is led to believe right off the bat that getting a checking and or savings account with banks that don’t use Chexsystems is impossible…mainly because non Chexsystems banks aren’t supposed to exist.
But wait a second…
Do they even exist? Banks that are Chexsystems free? Can this really be true? How?
Yes, it’s true, and what’s more is that there are plenty of them probably right in your backyard…not literally of course 
The numbers tell you everything…80% of banks in the United States use Chexsystems. This leaves 20% of banks that are totally Chexsystems free, and that number actually gets bigger and bigger every year. That’s a huge amount of banks that real, FDIC insured, an in your local area that will open up a totally free checking account for you the very same day…you just have to know how and where to find them.
The problem is with the extreme amount of misinformation that circulates around victims, websites and within banks. Many will tell you that you have no other choice but to look for a second chance checking account and to forget the mere idea of banks that don’t use Chexsystems. Even worse are the sources that tell you that you simply have no other option but to hide your money in your cookie jar, hope for the best, and wait out the full 5 years.
What’s disturbing about that picture? It’s the fact that you could have had a free FDIC insured checking account all along, and that you can still attain one easily today. Doesn’t that just make you totally mad? Imagine my feelings after spending nearly a year without a checking account, and then a short while with a horrible second chance banking option until I finally came to and went about looking for the real truth. I know have two totally free checking accounts with local banks in my area that are FDIC insured.
You don’t have to settle for misinformation and sources that tell you it can’t happen and to just sit back and hope for the best because banks that don’t use Chexsystems simply don’t exist.
But you do have a happy ending…and it can end with you and a free FDIC insured checking account. 
Please don’t let Chexsystems or Telecheck get in the way of living a normal and happy life. It doesn’t have to be that way! There are many banks that offer checking and or savings accounts regardless of your situation in these systems. I’m still in Chexsystems and have two checking and savings accounts with the works at real FDIC insured banks. Let me help you out of this situation that I know all too well…and help you find a real banks that don’t use Chexsystems in your area. http://www.getnonchexsystemschecking.com/
