A Personal Finance Guide

I have had my home owners insurance with Allstate for more than twenty-five Years. However, before purchasing my home I had a business-to-business relationship with a small independent auto insurance agency. On the basis of  this established arrangement I had placed my auto insurance with Clarence for several years. As the end of each policy period ended, Clarence scoured all of
his resources to find the lowest cost insurance that met my needs.

But, then, Clarence died. His small independent agency was absorbed by a large national firm. I didn’t pick it. It picked me. I no longer had the world-wide search for the best deal. However, they did the best that they could from within their own products. Unfortunately, I later experienced a dreadful series of accidents  and citations- a normal twenty years worth crowded into three years. I was on the  verge of losing my driver license on points. And, my auto insurance premiums increased to a level I could no longer afford.

Then I remembered that I could at least get a homeowner’s/auto insurance package from Allstate at a discount. So, I made an appointment with Roger to see what my best price might be. Of course, Roger could do nothing about my points; but, the incentives he provided started me on the road to clean-up my three-year driving record. And, what a pleasant surprise to find that I was eligible for multiple discounts on my Allstate policy:

• Auto/Homeowners insurance combination –DISCOUNT
• Factory-installed ABS—DISCOUNT
• I had taken a state-approved defensive driving course some years ago.
(Save those receipts)—DISCOUNT
• I am over fifty-five years old and retired–DISCOUNT

My premiums were still high, but they were further reduced as those points were removed from my record. A year from now, I will be point free and am aiming for a clean five-year record.  Then, I may become eligible for additional extras: I could receive a Safe Driving bonus check for as much as 5% of my premium for each six months of accident-free driving. There  are other savings that you could discover through a discussion with an Allstate agent. I urge you to do so.

My best experience has been there exceptional personal service. Sure, Roger sends me a birthday card each year, but it is  the face-to-face review each policy period that really satisfies me—face-to face—I like that. Call YOUR agent TODAY!